Insights

A personal financial audit is a practical way to take stock of where you’re at and where you’d like to be financially. This simple 10-step checklist helps you review your current position, identify opportunities for improvement, and set clear goals for the future.

Have you checked your superannuation investment settings recently? This article explains why you should do so, and how your personal financial circumstances should affect your choices.

Many Australian parents want to give their children a hand into the property market. This article will explain five options for supporting your kids’ homeownership goals without risking your own financial security.

Discover whether digital wallets or credit cards offer better protection in Australia, including security, fraud and ePayments Code coverage.

SMART financial goals will help you to persist in your plans to build financial security. This article explains what the SMART acronym means, and gives examples of how you can use it in your personal financial journey.

Our latest quarterly economic update includes commentary on the gold and oil price and its implications to Australia’s economy, the US and Australian outlook on rates, an analysis of share prices and key events that may be relevant to the market and economy.

Downsizing your home and contributing the proceeds to super may be a tax-effective option to boost your retirement income. But before you make the decision to sell, make sure you are aware of both the benefits and the possible drawbacks.

This detailed article outlines the positive and negative effects of debt in the areas of personal consumption and investment.

There are plenty of better ways to use your tax refund than spending all of it on something that will only bring fleeting enjoyment rather than enduring wealth. Find out how to use at least some of it in smart strategies to improve your financial future.

Estate planning for blended families is complex. This article explains how clear communication and tools like Wills and Trusts can help protect loved ones and prevent future disputes.

This article encourages readers to review their financial plans and current circumstances to ensure their strategy still reflects their goals and situation.

This article outlines the differences between two index funds – one Australian and one international. It discusses the benefits to be gained from diversification through investing in overseas share markets.